With duties at 15%, GST at 3%, and making charges running as high as 20% -- the gap between a smart purchase and a careless one can easily be Rs 30,000 to Rs 50,000 on every Rs 1 lakh invested. And most of that gap is entirely avoidable. Ramalingam Kalirajan explains the math.
Rejecting its own Bank Rate as the benchmark for returns on small savings, budgeted at Rs 165,000 crore (Rs 1,650 billion) this year, an RBI panel has said the rate was administered and did not convey the right signals on the current interest rate.
There are rewards in the gentle rhythm of travelling with elders. You can actually unwind, relax and chill. You will not need a holiday to recover from the holiday when you return home!
From the financial year 2025-2026, the government has introduced a new column in the tax return form for presumptive taxpayers, requiring them to disclose their year-end investments. This requirement was not present last year.
Manchester City defeated Chelsea 1-0 in the FA Cup final, with Antoine Semenyo's 72nd-minute goal securing the victory and completing an English cup double.
In response to Prime Minister Narendra Modi's call for austerity, political leaders are reducing convoys and promoting public transport to conserve fuel.
You can compound money. You cannot compound being young and stupidly in love. So? 'Don't Play Small' this Valentine's Day
rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries
As Prime Minister Narendra Modi urges Indians to travel less, rising fuel prices are already changing driving habits.
'Every year we import approximately $70 billion worth of gold -- closer to $72 billion in 2025-2026, an all-time record.' 'There is no parallel for this anywhere in the world. And this love for gold will not disappear overnight.'
Ask rediffGURU and PF, MF and insurance expert Purshotam Lal your mutual fund, insurance and personal finance-related questions.
The gems and jewellery industry anticipates challenging times following the government's decision to increase gold import duty to 15 per cent, a move that exporters warn could fuel the grey market and heighten smuggling risks.
Now, the commission will be between zero per cent to 0.5 per cent.
Overall, small savings have amassed Rs 1.17 trillion from April-September - 26 per cent more than the previous year. But in those six months, the economy lost 24 per cent in the first three months, and is slated to lose 10 per cent in the second quarter.
D Gukesh finished tied fourth in the Super Rapid and Blitz Tournament after defeating Fabiano Caruana, marking a return to form after recent struggles.
Private sector lender IDFC First Bank has lowered its savings account rates and introduced new slabs for small and medium balance categories, effective January 9, 2025, as per its website. The interest slabs and rates for higher balance accounts remain unchanged. Despite the revision, the bank continues to offer one of the highest savings account interest rates in the industry among mid-sized banks.
Padma Shri recipient and social worker Phoolbasan Bai Yadav was rescued from an alleged abduction attempt in Chhattisgarh's Rajnandgaon district. Police detained three individuals, including two women, in connection with the incident.
A look into the tragic deaths of three young women in India, allegedly due to dowry-related harassment, highlights the persistent social and legal challenges in addressing this issue.
With Saif Ali Khan and Randeep Hooda donning the cop uniform on OTT this week, we take a look at 10 memorable police portrayals in Hindi OTT series over the years.
Centre took Rs 1,002 bn from here in 2017-18, sharply up from Rs 904 bn a year before and Rs 123.6 bn in FY14
In the IPL, losing your wicket is forgivable; but losing your integrity isn't, asserts K R Nayar.
Retiring at 50 is not unrealistic. It simply requires: Discipline + Long-Term Vision + Compounding
Young earners with high incomes and few responsibilities can save more than 30 per cent, while those with low salaries and high expenses may save less.
'Once the currency goes out of the hand, then possibly your major challenge is that it will not come back.'
Deferred payment plans may come with a cost, which may not be immediately visible.
President Trump has been briefed on potential military actions against Iran, including strikes on infrastructure and control of the Strait of Hormuz, even as negotiations continue. He maintains economic pressure is the primary strategy, while legal questions arise over war powers.
'If the targets become unscientific and unjust, Then, just to meet CAFE-III regulation, a small car -- which produces a very low absolute carbon dioxide -- will have to be discontinued.'
'At the first sign of real trouble, that money will move. There will be a run.'
'You sat for the exam. You experienced the environment -- the pressure, the time constraints, the pattern of questions, where you were strong, where you struggled. That experience is invaluable. No amount of coaching can replicate that.'
India's electric motorcycle market is experiencing significant growth, with a 28 per cent year-on-year increase in volumes, as new product launches and improved total cost of ownership attract a broader base of riders beyond early adopters.
India's badminton team advances to the Thomas Cup semifinals after a decisive 3-0 victory over Chinese Taipei, fuelled by standout performances from Ayush Shetty and Lakshya Sen.
Born into a family that survived the Pahalgam terrorist attack on the very day the attack took place a year ago, a Chhattisgarh family names their newborn Pahal.
'It is a tradeoff between convenience and fraud prevention.'
Prime Minister Narendra Modi has accused the Trinamool Congress (TMC) of betraying women by obstructing the passage of the Constitution (131st Amendment) Bill, 2026, which aimed to reserve 33 per cent of seats in Parliament and state assemblies for women. Modi asserted that women in West Bengal would punish the TMC in the upcoming assembly elections.
'More than becoming a unicorn, what truly satisfies us is seeing small businesses grow from Rs 10,000 a month to Rs 20 lakh after joining our platform.'
With Income Tax Act 2025 in force, your tax choice can quietly cost you big money if you're not paying attention. Ramalingam Kalirajan explains how
'If the Opposition associates itself too much with the minorities, then it becomes easy for the BJP to get Hindu consolidation votes.'
Mayank Chandel, founder of CareerStreets, answers some of the common questions about how you can fix basic mistakes while submitting your JEE and NEET-UG application.
What lessons opposition parties need to learn post defeat of Mamata Banerjee in West Bengal elections? The election saw spectacular victor of BJP which rose from 3 seats in 2016 to 206 seats in 2026 assembly elections.
Analysts have largely maintained a bullish outlook on HDFC Bank and ICICI Bank following their Q4FY26 results, though their perspectives on future growth drivers differ. HDFC Bank's near-term performance is tied to accelerating loan growth, while ICICI Bank is seen as a strong candidate for a valuation rerating.
